Many Canadians still travel without emergency medical insurance, mistakenly believing the government covers everything. Unfortunately, many of the costs for medical care outside Canada far exceed what is covered by provincial government plans. The financial impact of just one incident without coverage could be catastrophic for you.

At Group Medical Services we realize that any unforeseen situation can be stressful, and even more so when you are away from home. We strive to not only look after the financial side of things, but to guide you through your situation in a timely and caring manner.

Already booked your travel and accommodations?
You still have three days after booking to apply for our trip cancellation and interruption insurance.

Planning to make your bookings soon?
Get a quote on our coverage, so you don't feel forced to accept the trip insurance tied to your tour company or trip package. GMS offers value and competitive pricing. Purchase only the options that you require.

TravelStar® Out-of-Province Medical Coverage
With Group Medical Services TravelStar® we look after the medical emergency bills for you when you are traveling outside of your province of residence so you don't have to worry about it. Twenty-four hour emergency assistance is available to help you obtain medical treatment, coordinate medical care and transportation, verify coverage and provide support in areas of foreign language.

If you already have travel coverage with Group Medical Services on an annual plan or employer plan, or if you have coverage under another insurer and are looking to top up your coverage, TravelStar® is designed for you.

TravelExtras
TravelExtras protects you against the many unanticipated cases that may happen when you travel. Whether you cannot meet your departure, your trip is cancelled, you have a medical emergency, or your luggage is lost or stolen, TravelExtras is the ideal low cost way to provide you with the coverage you want and need.

Annual Travel
This plan offers emergency medical coverage when you are traveling outside of your province of residence or outside Canada. Buy it once and take as many trips as you want in a year up to 30 days in length per trip. This plan is great for the business traveller!

Trip Cancellation & Interruption
This plan provides coverage against unexpected events, both prior to and after departure, which may force cancellation of a trip or change in the return date. This plan must be purchased within 3 business days of the initial purchase or deposit on your trip. Certain exclusions may apply if you have received medical treatment or experienced symptoms within 180 days prior to purchase.

Baggage & Personal Effects
This plan covers you in the event that the theft or damage results in the loss of baggage, personal belongings or currency.

New! Special Risk Baggage
Extra protection for your laptop computer or special sports items like golf clubs or hockey equipment.

Combination Package
This includes Trip Cancellation & Interruption, Baggage & Personal Effects. You save by purchasing all options!